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Besides washing piles of laundry, cleaning up rooms that seem to be perpetually messy and raising children, staying on a budget and tracking where the money probably adds the most stress and steals the most joy out of being a mother, especially in today’s uncertain economic times. For various reasons, along with the laundry, housecleaning and meal planning financial management generally falls on the shoulders of moms, whether they are stay-at-home moms (SAHM), work-at-home moms (WAHM) or work-at-work moms (WAWM).